Let no banks own or hold your assets on your behalf. Using blockchain technology, all Plutus Account Holders are 100% owners of their assets with their private keys. Account holders are able to access mainframe financial services, such as borrowing, lending, acting as guarantors, or even staking as an active player for Plutus.
Users are able to play the role of arbiters within the Plutus ecosystem, forming an important part of on-chain governance as well as functional roles in Plutus banking services. All arbiters are actively compensated for their contribution to the system.
Anyone can borrow without discrimination on Plutus. With a dynamic interest rate that adjusts based on user on-chain “credit rating”, the overall integrity of the financial ecosystem is preserved at all times.
Anyone with funds on Plutus is able to be a lender. Lenders are protected via a dynamically adjusted interest rate, transparent borrower credit rating and the Plutus insurance fund.